I've never been one for New Year's Resolutions, but setting some goals and tracking progress is a great idea. So here goes....

2012 Goals

*Pay down credit card debt to under 13k.
Starting balance: $20,434

*Grow EF to $7k.
Starting balance $2,624

*Replace roof.

Those are the biggies. Then I have several other items I'll post in my sidebar.

*Weight loss. Baby will be TWO years old this year. Time to get some of that baby weight off.
*Consult on Lasik for my horrible eyesight.
*Is this the year for braces for DD??
*Get a trust set up.
*Life insurance.
*Re-home one of the horses to save money.
It's very hard for me to do this, but it needs to be done. We're not riding or enjoying them like we should. Finding her a new home would save us $150/month for board, plus the extra in vet visits, wormer etc.. Not an easy decision, but a financially wise thing to do.

Long Term....

*Pre-payments to mortgage.
*Save for preschool.
*Save for an extended family vacation.