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Home > Saturday Doings. Checking Acct Fees.

Saturday Doings. Checking Acct Fees.

June 30th, 2012 at 08:17 pm

This morning I went to the grocery store. Safeway is running their spend $75 get $10 off coupon promo this weekend. I also needed to spend $9 on selected dairy items by the end of the month to earn two tickets to the new "Ice Age" movie.

I spent $93. Included in that was several boxes of cereal priced at $1.88/box and a few BOGO free items.

The snag came at checkout when the coupon printer didn't print my movie ticket vouchers or my $10 reward coupon. Had to go over to customer service and after a few minutes she got everything for me. Smile

Other Saturday stuff:

Bought new sneakers for myself and DH. $83 total.

Bought a new set of scrubs for work. $42.

Going to pickup DD from camp today. Yay! I've missed her and can't wait to hear how camp went. Big Grin

MIL is coming this evening to stay for two nights.
Two nights is just fine. Wink
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A $3 service fee was charged on our checking account this month. A checking account which is supposed to be free. Rolleyes

Do you remember when I posted about having to change my account a few months back (Oct. I think) and I thought it was so odd that it was called "College Checking" but it didn't matter what your age was or whether or not you were in college.

When I called today I was told that because our account is "College Checking" it's only free if you're under 24. Doesn't matter that I was told in the branch that your age didn't matter. *Really..Grr!*
And I guess it doesn't matter that it's been free for months and neither DH nor I have been 24? (I wonder if my birthday last month triggered this fee to start? Hmm.)

The CS rep for the bank asked if I'd like to change my account to a "Value Checking" package.

"You only need to keep a $1500 average daily balance for it to be free. Otherwise it's $9/mo."

Hu? Let me see... I can keep what I've got for $3/mo or switch and every few months (or maybe every month) I'd get charged $9 because the A.D.B would be too low. No thanks. I'll stick with this for now.

As I've said before I would consider a switch to our credit union. The advantage the bank has over the CU is: Convenience. Lots of branches/ATMs/easy online uses.

I do plan to stop at the branch where they told me age doesn't matter. And I'm a bit curious; sound like age discrimination?

2 Responses to “Saturday Doings. Checking Acct Fees.”

  1. MonkeyMama Says:
    1341088571

    Are there no other CUs around you? I've never had any problem finding convenient CUs. Some are terrible though. No all CUs are created equal.

    Do you have a Golden 1 by you? Thing is you can use *any* CU ATM for free, generally (which I find far more convenient than any one bank). Then it's just a question if you really need a lot of branches. Or if you never see any other CU ATMs...

    Anyway, I highly recommend Golden 1 if you haven't checked them out - I think there are some branches in your area. (You surely can't be talking about them - I think their website is great. Big Grin )

  2. snafu Says:
    1341099890

    Sadly the banks will be adding a long list of fees to accounts over time. This is likely a good time to check out CUs and their affiliates. We were delighted with their customer service. Banks seem to have lost that concept.

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