We have started putting our Christmas list together. We have the kids, our parents, my sis & BF, SIL & family, cousins, great grandpa, bosses & coworkers, DD's teacher and the kids' childcare providers. Yesterday and today I started price checking some of the gifts we will be purchasing. Especially the "Santa gifts" - bikes and helmets this year.
Our total Christmas spending is budgeted at $800-$1k. (Of course the goal is to spend less!) This money is regular cash flow from regular income. November is a five paycheck month, so DH and I agreed a portion of the "extra" pay will fund Christmas and the rest will go to cc payment.
I have some gift cards, cc reward points and "loyalty"/frequent shopper reward points that I will use toward gifts. Additionally, I am on the lookout for coupons and promotions, but that is how I always shop anyway.
Making a List and Checking It Twice...
October 28th, 2012 at 06:55 pm
October 28th, 2012 at 10:20 pm 1351462813