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End of the Week & I Was Bad

March 22nd, 2014 at 04:40 am

Another payday with short paychecks.
(Next week will be golden as neither DH nor I had short days this week.)
But, yeah, $206 less income this week than what I budget/estimate/plan/project for. Frown

I have $60 of cat care cash that I was planning to put toward a cc.
In fact, this week I decided to make this particular card my main focus and commit any *extra* to its payoff no matter what.

Now, I either need to stick to that plan OR use that $60 cash to help cover the usual expenses. No matter which option I am still going to have to transfer some from savings to cover outgoing bills.

It is feeling very one step forward; two steps back.

& I was bad this week...
I don't know if it was the nice weather making me lazy, or the "special" time of the month, or the feelings of stress over weeks of lower income, or some sadness/reality over unexpected deaths (there was a horrific car crash where a pickup truck crushed a car all the way to the front seats. Killing two women - mother/daughter. Happened on a road I frequently drive.) Sicily, the weird missing plane and some other upsetting (child abuse) news stories..
But I ate lunch out four days and as a family we ate dinner out once and had fast food dinner once.
$30 - lunches out
$46 - dinner out
$21 - family fast food

And I completely feel like I am shooting myself in the foot - while taking those two steps back!

Discouraged.

5 Responses to “End of the Week & I Was Bad”

  1. snafu Says:
    1395465125

    Oops, $ 97. eating out added to $ 206. shortfall in anticipated income is a set back but acknowledged is fixable over the next 3 pay cycles. How would you feel about working with a menu plan so that you know what you will make for dinner until the end of April?

  2. creditcardfree Says:
    1395495370

    Knowing you LF this won't be a permanent change in lifestyle. Being aware of how you coped this week is just a lesson learned. And it is a blessing that you HAVE savings to fall back on, as we know not everyone does. Of course, I know as savers we have a hard time spending that savings. ((Hugs))

  3. Joan.of.the.Arch Says:
    1395498502

    If you can unplug from "the news", it might be an okay thing to do for a week or a month, whatever. I've had to do that before for my own mental & spiritual health.

  4. FrugalTexan75 Says:
    1395518717

    Everyone needs a break once in awhile. As long as it doesn't become a non-break (as in lasts longer than a few weeks) I really don't think it's something to stress over. I agree with Joan too, taking a vacation from the news can be a good thing.

  5. Looking Forward Says:
    1395526692

    Snafu - We have a meal plan and a ton of food in the house.. I feel double guilt.
    CCfree - Nope, not a usual thing. And yes it *hurts* to use savings.
    Joan & FT - I hear you on un-plugging the news. Mostly I don't let it get me down, but sometimes it is really upsetting and hard to forget how awful humans can be.

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