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Identity Theft & Fraud - UGH!

July 18th, 2014 at 09:31 pm

I was flipping through the mail when I got home from work and I had a new credit card.

Problem was it wasn't a card I applied for..

So I called (Barclays) and long story short someone opened this line of credit at an Apple store in a nearby city and bought themselves almost $2k worth of stuff (new laptop?) using my identity. Frown

I was advised by the Barclay's CSR to place a fraud alert with the credit bureaus - I think I should take the further step and do a freeze. I am thinking we should do it for DH also.
What do you think?

I'm off to check our CreditKarma accounts to see if anything is popping up.

UGH! Frown

7 Responses to “Identity Theft & Fraud - UGH!”

  1. Permanent Temp Says:

    Wow that stinks! Yes I'd totally put out an alert and a freeze if they can do one.

  2. MonkeyMama Says:

    I considered doing a freeze when the same thing happened to me, but it's just way too much of a PITA. I considered doing the freeze because "we don't use credit". But we have since refied our house twice and applied for a million credit cards (it seems). For $10 to unfreeze every single time? Ugh. & that's with a general "no new credit" attitude. (But of course will take advantage of lower interest rates and bonuses).

    You need to pull a free credit report from each of the bureaus. The credit won't be showing up but you will see all the inquiries. If you got something in the mail I bet it will all be showing up by now. When my ID was stolen they open and maxed out *seven* credit cards. !! When you start to call the stores you may find others. All the fraud will not show up at one credit bureau (credit karma). Might eventually get there but it can take a long time. Crossing my fingers that it was just the one. These days it is easy to clear up. It's not the nightmare that it was 20 years ago. Might take some phone calls and some notarized forms.

    If you look on my blog I have an ID theft category if you want to read the whole saga.



  3. MonkeyMama Says:

    P.S. I was going to say with mine I found out the day it happened because they used my real phone # and one of the fraud departments called me. So I could see all the inquiries when I requested my credit report. It was months before the statements started to roll in the mail. Is how I found the last one - when I got a statement.

  4. MonkeyMama Says:

    P.S.S. File a police report and report to the FTC. You'll at least want the police report to protect yourself. Can probably just do it online.

  5. Marie @ The Money Template Says:

    Oh, that was scary! Do you have any idea how did that happen?

  6. Looking Forward Says:

    Thanks for the info MM.

    Marie - I don't have any idea. I am careful (I think).

  7. FrugalTexan75 Says:

    I hope you get to the bottom of this.

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