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Home > Bye, Bye EF

Bye, Bye EF

January 5th, 2013 at 06:36 pm

So we ended 2012 with $4008 in our EF. Smile
By the middle of this month we will be down to $200. Frown

The breakdown:
- $2356 for DS's ER visit (ER, doctor, ambulance)
- $ 248 for DD's first pair of eye glasses
- $ 647 for annual auto insurance policy
- $ 250 for root canal
- $ 338 for equine vet and disposal truck

The silver lining is we have that money, so it's not going on a cc or being borrowed.
That takes a little bit of the sting of wiping out the EF. (Just a little..)

8 Responses to “Bye, Bye EF”

  1. ceejay74 Says:

    Ugh ... the same thing happened to my medical fund last year. It's good we had the money, but so disheartening to see it drain away.

  2. TexasDisneyGirl Says:

    Good thing you had the money and didn't have to go into debt! But I know it's a bummer to have that many emergencies in one month.

    I see you have a goal to go to Alaska...that's a trip I'd also like to take when my kids are older!

  3. PNW mom Says:

    What a bummer....but at least you had the money. Hopefully you will be able to get it back up soon!

  4. veronak Says:

    Glad you had the money set aside; I'm sure you'll be able to get it back in no time.

  5. scfr Says:

    Good job on having the money set aside. Very sorry to hear about the need for an equine disposal truck. Frown My condolences.

    I know we all have different approaches to our EF and what counts as an "emergency" ... Have you thought about incorporating the annual auto insurance in to your regular budget, since it is a predictable expense?

  6. scottish girl Says:

    Glad you had the money set aside.

  7. creditcardfree Says:

    Glad you had that EF, and understand it can be hard to part with, but after that it is DONE...you only have to think about saving again...rather then debt payoff.

  8. Looking Forward Says:

    scfr - Right now we just have one pool of savings and for ease of blogging/understanding I call it EF. While I don't count really any of the above items as "emergency" it still gets paid from the "Emergency Fund". Smile

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