Actually it cost us $11.66.
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Archive for February, 2015
Actually it cost us $11.66.
Friday I applied for the Costco AmEx card again.
(You all may recall I have applied for this card twice before and been rejected - not because of bad credit either.)
It has been almost a year since I last applied.
When I didn't get this card last year I got the WF Propel AmEx. That worked out great because it had a big bonus.
But, the Propel card has an annual fee and I will need to cancel it soon.
This year I was approved for the Costco AmEx!
(Hence the "Third Time a Charm" title.) I think I was approved this time because the Southwest card I just closed had such a large credit line that it made the credit:debt ratio much "better" looking.
This card has no annual fee and 3% back on gas, 2% on travel & restaurants, 1% on all else.
I like having an AmEx to use at Costco since that is the only CC they accept... for now.
I read they are going to take other cards in the near future. Having this card might be a moot point there, but 3% on gas purchases is nice.
Still busy painting here... Now I'm doing a bookcase for DS's room.
I did get my Chase Southwest points redeemed for $600 in gift cards. When I took them all out of the shipping envelope it really was a fist full of cards.
I was able to purchase the new bedding for DS's bunk bed almost completely with some of those CC reward gift cards.
I spent just under $10 to cover what the gift cards didn't. Such a sweet feeling!
And, earlier this week I cancelled the card and had the $99 annual fee refunded. So all is good.
The past few weeks have been so busy for me. Any time I had for the computer was spent updating Quicken, paying bills, shopping for said bedroom or checking email. I did stop in here at SA to read blogs, but I was too tired or pressed for time to post anything.
The project has been clearing out DS's bedroom.
It started with needing to get him a new bed.
He has been sleeping in his crib - converted to toddler daybed, and he is getting too big for that. So I spent a chunk of time shopping for bedroom furniture. After some debate we decided to go the bunk bed route to give us an extra bed for guests. (Visitors currently have the choice of couch or cot.)
I had been searching Craigslist every few days since before Christmas. Saw a few serviceable beds and a whole lot of beds I didn't want. Some beds I saw in stores were so flimsy I was afraid to climb up on them. And some beds I liked were nearly $1800!
Anyway, it was a process. I ended up buying a sturdy bed from a local chain store that cost more than a flimsy bed, but half the price of the Pottery Barn bed that it looks exactly like.
I asked for an early President's Day weekend discount. That saved me the sales tax.
And asked for a discount on the matching chest dresser, which they gave me $50 off. That made me happy I was pushy and asked for a discount.
BUT, before I could have this lovely new big-boy bunk bed delivered I wanted to clean up DS's room.
That morphed into painting a wall yellow (his choice), touching up paint on the other walls, FINALLY painting the room doors, FINALLY painting and installing baseboard and door trim.
I've been doing a lot of painting... darn yellow wall took three coats before it looked right!
But the mess and aching back have been worth it - I am so pleased that one room in my house is 100% trimmed out and clean!
The baseboards especially are my favorite. DH's too. We are actually chomping at the bit to do the hallway which has un-painted, un-calked baseboard right now.
I have been using gift cards from the Southwest bonus to purchase the new bedding for the room. That has meant more of my time spent shopping online for just the right things.
There is a light at the end of the tunnel.. the bunk bed is being assembled by the deliveryman right now as I type this!!