<< Back to all Blogs
Login or Create your own free blog
Layout:
Home > Category: Income - Yay!
 

Viewing the 'Income - Yay!' Category

Side Money & More CC Cashback

January 24th, 2015 at 12:44 pm

I took on a last minute cat sitting job twelve days ago. The owners are clients where I work and one of their cats was diagnosed with diabetes three days before they were headed to Hawaii. I agreed to make twice daily visits to their house to give insulin injections since the house sitter was not comfortable medicating the cat. It has been a big time commitment and extra driving, but I am happy to report that the kitty is doing very well on his insulin injections. Smile

I will make $520 gross. I haven't looked at my gas expenses yet. Their house is 19 miles one-way from my house, but only 2 miles from my office.
I'm so glad the gas prices have come down recently!

On Thursday I cashed in $25.54 points for account credit on a Chase account.

And $125 worth of account credit to a Wells Fargo account.

Next, I need to gift card shop ($600+) with my Southwest points. I don't think there is a cash option there.. I didn't see one.

Cashed in CC Reward

January 10th, 2015 at 08:40 pm



Big Grin
This was our reward from DH's Sapphire Preferred card that we opened for the bonus and charged a portion of the new roof to.

Soon I will be paying off and cashing out the bonus from the Southwest card I opened.

Rain. HELOC News. Spending.

September 26th, 2014 at 09:46 pm

We had a little rain early Thursday morning and again this evening. The weather has been very mild for weeks and the rain didn't change that - still mild. Plus the rain makes everything smell so nice and fresh and we can certainly use the moisture.


Our loan officer from the CU left me a voicemail that she was completing the documents today. DH and I will sign early next week and the money will be available by next Friday.
DH has contacted several roofing contractors. Some have come to the house already, but we don't have any written estmates yet. We want to get moving on the roof ASAP.


Re: Spending.

DH's side work profits were used to get the truck's water pump replaced (finally), two new tires and a few other odds & ends replaced (wipers, filters, etc.)
$1451 in auto parts and repair

It is the start of a new 4H year.
Yearly membership dues and two pre-purchase tickets for the large fundraising dinner came to $71.

DD is in the Honor band at school this year. Band camp weekend for $135.

I bought a Groupon for the Pilates studio I used last year for $89/eight classes.

I went kayaking last weekend with a girlfriend. $55 for the all day, 11 mile trip down the river. It was beautiful and relaxing, but....

My back was so tight after kayaking that the following day I had a spasm and threw my lower back "out". Had to see a chiropractor yesterday to pop everything back in place. (Primarily the left side of my pelvis.) I haven't used a chiropractor in over 13 years, but I really needed help.
$45 and worth every penny!

Everything (including $900 to debt payoff!) was paid using side money. WooHoo! Keep it coming! Big Grin

Special Focus Debt - PAID OFF!

September 24th, 2014 at 02:40 pm

DH and I have both been blessed by some side work this past week. I have a dog that I am pet sitting at our home for two weeks and DH installed a furnace and new duct work for an acquaintance last weekend.

I decided to use the cash I made and some of what DH made to PAYOFF the "Special Focus" credit card.

$876 - Previous Balance
$0 - Current Balance

Yippee! Big Grin

My Friday - Spending & Making Money

August 8th, 2014 at 11:20 pm

Spending.
We got new tires for the Pathfinder.
It had been three years and three months since the last tire replacement and at least 70k miles. They were really worn, to the point that I was worrying about driving too far on them.
Four new tires, an alignment and taxes/fees came to $960.

Making.
I redeemed my Wells Fargo AmEx points for cash into our checking account. That was $550! Big Grin

I made $60 for pet sitting this weekend.

Won $25 cash prize at a veterinary technician meeting this evening.

And I booked a pet sitting job coming up soon that will pay $400.

Last Day of July!

July 31st, 2014 at 04:04 pm

Sunset view from the side of the house (DS's bedroom window).



My phone does a good job with pictures, but this doesn't quite convey all the shades of color there was in the sky. Hope you all enjoy anyway. Smile

In other news, the bonus points have posted for my Wells Fargo Propel card. Yay!

Unfortunately, their system is down, so I can't redeem right now. *Shucks!*

Side Income

July 24th, 2014 at 04:16 pm

This past weekend I did a trial run sitting a client's dog. They dropped her off at my house on Saturday and I brought her home to them Monday morning before work.

Everything went very well. My family loved their little dog. The dog parents were thrilled that everything went well. They are planning a big vacation in a few months and were anxious about where their dog would be staying. Now they are so happy knowing she will be at my house.

I collected a check Monday morning when I dropped her off. $70.

Then during lunch I visited my usual cat client and collected $80.

$150 *extra* for the week! Big Grin

Still Having Short Paydays..

May 27th, 2014 at 11:33 pm

Although not as bad as previous weeks we are still running short each payday. With the increased heat DH's work is busier, but still not back to full paychecks. Friday we were just about $100 short.

As long as my work is not dead slow and the boss sends us out early then my paychecks are predictable. It might be + or - an hour per week depending on what's going on and there's not much I can do to change that.

You might recall several months back my boss increased, then cut back on my Tuesday hours.
For a long, long time I only worked a half day on Tuesdays. Then he and I agreed to increase it to a full day because it was so much work for just him and the receptionist alone. That worked well for awhile until he decided he needed to save money and cut my hours back to where I had been.

Well I think that choice has really been biting him in the butt.. There have been several busy Tuesdays recently where there is a bunch of extra work.. But he hasn't yet asked me to stay all day. Rolleyes

I really enjoy getting home early on my half days, but I wouldn't pass up the extra hours if I could get them here and there.

Anyway...
I received my usual $15 check for the inventory tracking on Friday.
I applied it to my *Special Focus Debt*.

$1109 Starting Balance

$15 Payment

$1094 New Balance

*Void After 90 Days* Checks

April 26th, 2014 at 06:59 pm

Friday morning my boss hands me an envelope from one of the monthly inventory "surveys" I do. Inside was the worksheet and the usual $15 check.

Then that afternoon he hands me another envelope from the same company. Now I'm confused 'cause this one had a worksheet and another check.

Looking more closely I see the first envelope was from January. I can only figure it was in an old pile of mail that the boss finally went through? Or hopelessly lost in the mail?

The check was dated January 15 and it had one of those *Void After 90 Days* statements on it.

I went ahead and deposited it in our checking account - hopefully everything will be fine. Once I'm certain it won't be returned I will transfer the money to savings.

The other $15 I am going to use on the "Special Focus".

Back on the Horse

March 22nd, 2014 at 04:04 pm

I have decided to dig my heels in and I just applied the $60 cash to the cc I have special focus on.
I let snowflakes "melt" into our checking account way too often.

Feeling much more collected today. Smile
And absolutely confident that I will not have lunch out or a family meal out for the rest of the month. I will need to go to the store for bananas and dinner fixings for next Saturday, but other than that we have a ton of food.

A friend and her family are taking a weeklong trip to visit family. She was going to board their little dog at a local kennel. I told her I would watch her dog at my house for half the cost of the kennel. She was thrilled.

It is a Win/Win/Win. I'll make $150. She'll save $150. Pup will have totally tailored attention.

Speaking of horses.. got notice that our boarding rate is increasing by $10/month to $170/month. Operating costs going up for the ranch owner -especially the cost of hay. I figure the drought is only going to make that worse.

April is also vet visit month for our horse. Likely $100 for that.

End of the Week & I Was Bad

March 21st, 2014 at 09:40 pm

Another payday with short paychecks.
(Next week will be golden as neither DH nor I had short days this week.)
But, yeah, $206 less income this week than what I budget/estimate/plan/project for. Frown

I have $60 of cat care cash that I was planning to put toward a cc.
In fact, this week I decided to make this particular card my main focus and commit any *extra* to its payoff no matter what.

Now, I either need to stick to that plan OR use that $60 cash to help cover the usual expenses. No matter which option I am still going to have to transfer some from savings to cover outgoing bills.

It is feeling very one step forward; two steps back.

& I was bad this week...
I don't know if it was the nice weather making me lazy, or the "special" time of the month, or the feelings of stress over weeks of lower income, or some sadness/reality over unexpected deaths (there was a horrific car crash where a pickup truck crushed a car all the way to the front seats. Killing two women - mother/daughter. Happened on a road I frequently drive.) Sicily, the weird missing plane and some other upsetting (child abuse) news stories..
But I ate lunch out four days and as a family we ate dinner out once and had fast food dinner once.
$30 - lunches out
$46 - dinner out
$21 - family fast food

And I completely feel like I am shooting myself in the foot - while taking those two steps back!

Discouraged.

Paycheck Pinch

March 15th, 2014 at 08:14 pm

The last three weeks have been slow at both my and DH's offices. February is typically the slowest month in veterinary offices and then starts picking up. HVAC work slows down when the weather is mild - not cold enough for furnace work; not hot enough for AC work.

When it is quiet we get sent (or choose to go) home early. This past week I lost four hours on Wednesday when the boss told us not to stay for the afternoon. DH was home about 1pm every day this past week, so that is about 12 hours lost there. (The very nice thing is that often his bosses will pay for some of the lost hours.)

It adds up to a lot of lost income. Frown

One week can be absorbed without much pain, but this is the third week and I had to deposit the $60 of cat care cash I had earmarked for the EF to help cover scheduled payments.

If the paycheck pinch continues the first place that gets cut back is extra debt payment. Frown

Extra Cash

March 9th, 2014 at 01:27 pm

I have been very bad about tracking the cat care cash here.
I really want to do better. Trying to put half towards debt or EF each week.

Week of
2/ 3 - $80
2/10 - $80
2/17 - $80
2/24 - $80
3/ 3 - $80
----------------
$400

Used for
$40 - DD's allowance
$40 - DD'S bus fare
$20 - DD'S field trip
$20 - DD'S school lunch acct.
$38 - lunches out for me
$10 - birthday gift for DD'S friend
$15 - champagne for girl's night
$27 - in wallet
remaining $200 into checking.

$8k Friday!

February 17th, 2014 at 09:43 pm

Friday we had a wonderful flow of money into our checking account. Big Grin

First, our state and federal tax refunds were direct deposited.
This is the first time I have done direct deposit - it was uber fast. I e-filed with FreeTaxUSA on February 6th and the deposits were pending in our account on February 13th.

Second, I deposited the check for our horse trailer sale.

Third, I deposited mine and DH's payday checks.

All together it came to just over $8k!

Makes a girl a bit giddy to have all that deposited into her account at one time. Big Grin

Yeah, it is all spoken for.. but I enjoyed the giant checking account balance all weekend. Tomorrow I will split it up.

Highlights are:
$4300 - Roof Savings
$1000 - EF
$ 550 - Tree Removal Savings
$ 255 - Payoff a CC

I have decided to send B's hubby (who changed the trailer tire) $40 extra when I mail the horse board check on March 1st. It will be an unexpected and welcome surprise I think. Smile

------
As far as sickness goes..

As of Sunday, DS's daycare lady (GrandmaB) was still in the hospital. On a positive, she is doing better. I did talk to her by phone for a minute after I was briefed by her daughter on everything. She has pneumonia and also a urinary tract infection. Thankfully no heart related problems. She might even be back home at this point.

DS is pretty much feeling 100%. Every once in awhile he has a nagging little cough.

I am getting better (MUCH better than I felt on Saturday) still a bit of stuffy nose. I also have a cough that makes it sound as if I'm a lifelong smoker (I'm not at all!).

DH started feeling sick Sunday afternoon. He was in bed by 7pm tonight.

*Fingers Crossed* DD doesn't get it - so far she is fine.

SOLD the Horse Trailer

February 12th, 2014 at 10:09 am




Well that was fast! Big Grin

It's the kind of thing where you don't know if it will sell in a week or take months. This type of trailer, in good condition like ours, is in pretty high demand, so I had a positive feeling about it selling eventually. When I posted it I was thinking, "I hope the right person will see this right away."
Turns out that's what happened. Smile

The buyer offered $4400 cash, which I accepted.

The ranch owner, B, took care of the transaction for us since we live 3+ hours away.
She set up the time to meet the buyer.
She also had to cart air to where the trailer was parked in order to fill the tires enough to tow it out. Turns out one of the tires had a leak, so B's husband changed the tire using the spare on the trailer.

B also checked all the cash bills with her counterfeit marking pen and wrote a very detailed bill of sale.
(I told her I picked the right person for the job - she was more thorough than I would have been. Smile )

I had told B previously that we would give her $100 for her help selling the trailer. Given the extra effort B and her hubby had to put in (changing the tire especially!) my DH feels we should pay them a little more and I don't disagree. She is thrilled with getting *just* the $100.

Would you pay any extra? What do you think is fair?