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Save $100 with Ting! Great Grad (or Dad) Gift!

May 31st, 2015 at 01:49 pm

I have been using Ting mobile service for almost three years now. Can't say enough about how much I've loved the *big* money savings from Ting. Or the excellent Ting customer service!

For our DD's 8th grade graduation gift we are upgrading her phone to a Samsung SG3. It is a refurbished one we purchased from the Ting store.

Her current phone was a refurb from the Ting store and it has served her well these last two years.
I really like that we can buy used and save some big money - since most teens are going to abuse their phone right away anyway - *almost* new is good enough. Smile

So, if you are looking for a sensible grad gift, or maybe Father's Day gift, check out Ting right now and save $100 smack-a-roos! Big Grin

Details directly from Ting:

From now until 11:59pm ET on June 8, the Ting Refer a Friend program is offering you $100 to try Ting mobile phone service. If you sign up and activate a phone, I'll also receive a $50 credit.
Once you join Ting, you'll be able to refer your friends too.

[url]https://zlibcgmej.ting.com[/url]

That's my unique referral URL and the key to this offer. Click it or copy & paste.
You must use this to receive $100 off select phones in the Ting shop or a $100 service credit if you bring your own phone to Ting.

Speaking of which, the phone you already own will probably work with Ting. Go to the Ting compatibility checker to find out for sure.



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*Had* to Update Quicken

April 17th, 2015 at 09:34 pm

I bought Quicken Deluxe in 2012 at Costco for $20.
I had never used Quicken before and quickly fell in love with using it. Honestly, I open and update our accounts in Quicken probably three to four times each week. I love the colored charts and how easy it is to track every penny. I also use it to plan my bill paying a month ahead of time.
It's like a game for me when I'm on Quicken. Smile
(My DH has even referred to me paying bills/accounting as "playing on the computer"!)

About two months ago I started getting messages about how if I didn't update to the latest edition I would lose the ability to download transactions directly into the program. This is a big deal for me. It saves mucho time to just click a button and have all my financial accounts updated. Oh sure the program would still work after May 1st; I'd just be manually entering all transactions.

Had I known at the beginning of the year they would shut off the auto downloading I might have bought it at Costco again. They have Quicken on special every January. I checked the price now - $49.99.

The biggest rip-off is the maker of Quicken - Intuit - says "upgrade now and we will give you $10 off". The cost on their website is $74.99, so $64.99 for all the loyal current customers. The highest price out of anywhere I checked.

Last night I broke down and purchased the 2015 version through Amazon - downloaded and installed it with about three clicks. That process was very easy and smooth.

So far the new version works the same as the old one that I was quite happy with, plus these "improvements".
* The chart and graph colors are in a new color scheme - whatever. Rolleyes
* Some things have been moved from one side of the screen to the other - I find that annoying.
* I get my credit score listed in the side bar - wow (not).
* You can access your account from your phone - I opted out of that for now as I want to try to limit exposure to sensitive account info.

It cost $39.99 on Amazon. BUT, I still had gift card money from the CC rewards so it cost $0!
*Silver Lining* Big Grin

And honestly, $40 every three years for something I use so often is a good deal. I just hate being pushed into it.

Prepared & E-Filed Our Taxes for $12

February 26th, 2015 at 03:53 pm

Actually it cost us $11.66. Big Grin

I use FreeTaxUSA.com. I have been using it since 2006 and keep coming back. Very easy to use. Super affordable. No hidden fees!

If you haven't done your taxes yet and want to give this site a try. Here is a coupon code to save 10% - FREETAXUSA10

Auto Insurance Paid for the Year

January 3rd, 2015 at 03:14 pm

I paid our car insurance for the year in a single payment. It was $579.

This is the third year I've been able to pay it in a single payment using savings. Boy, is it a good feeling. Smile

It's nice that it saves me a little time because I don't have to make the monthly payments. But, I do it because it saves us money.

The insurance company charges a $7/month billing fee. They split the bill into 11 payments, so we save $77 dollars for the year by paying all at once.

I can't think of another bill where we could save by paying all at once.
Do you have any bills that save you money by paying all at once?

Get $100 Credit from Ting Until December 1st!!

November 28th, 2014 at 08:20 am

WOW!

If you are thinking about signing up for Ting cell phone service NOW is the time!

[url]https://zlibcgmej.ting.com/[/url]
By using my referral code (or another SAer's link) you will get $100 towards a phone and / or service.

To sweeten the deal just a bit more, many of the high end smartphones are on Black Friday sales.

Happy Saving to you all!

Scholarship Money

May 19th, 2014 at 10:18 pm

Good news for us - had a letter today from DS's preschool that we will be receiving $1k in tuition assistance for next school year. Tuition is broken down into 10 monthly installments, so that is $100/month savings! Big Grin

We also received a check from DD's 4H club for $50 toward her week at 4H camp this summer.
The camp is a deal at $245 for six days/five nights of sleep-away camp with all meals and activities.
The $50 "scholarship" brings the cost to under $200. Smile

Charged $71 to the Propel AmEx today for a tank of gas. It was $3.95/gallon at Costco.


Ting Cell Service Saves Us $80 (or more) per Month

April 3rd, 2014 at 01:03 pm

As most of you know we use Ting here and LOVE it.

Recently we were able to switch DH and his beloved iPhone over to Ting. That simple change has saved us $60/month. Which came at just the right time because we ended up needing $60 more per month to cover the new health plan for the children.

As stated in the title Ting service actually saves us more than $60 each month.
Here is how I am basing that statement:

Sprint (network Ting uses) is now offering it's "Framily" plan. So assuming all three of us phone users in our family used that plan it would be $45/pp/mo. That is $135 per month. And say another $6 for taxes and fees, so $141 total per month.

Here is our Ting bill from February 18 to March 18.
(so you all don't think I made up numbers!)



(Our texting is high due to DD. She pays difference between the $5 Medium level and whatever level her texting lands us.)

Yes, that total is $61.97 for three smart phones. Really it could be much lower if we tried harder to limit some of the usage.

AND the amount I actually *paid* last month was $36.97 because I had a $25 referral credit (THANK YOU dear person!).

I think the savings are even greater if you compare plans from AT&T or Verizon. One of them is offering a "special deal" - a four line plan for $180/mo.

SO, if changing your cell service to Ting sounds like something you'd like to do you can save $25 right away by using my referral code:

[url]https://zlibcgmej.ting.com/[/url]

MonkeyMama and Ceejay are also using Ting. I know MM likes it. I am interested to hear if Ting is saving CeeJay money and if she likes her new phone.

UPDATE: CeeJay was the first one to comment! Big Grin

Saving Money By Having a Pro Do Half

March 29th, 2014 at 10:29 am

We have had two large trees that we wanted removed from our yard. One in the front yard and one in the backyard. I previously mentioned that we planned to use some of the tax refund to pay for this project.

My dad is a timber faller. His whole life (nearly) has been spent in the woods. He has primarily worked forest fires falling burned trees and for road building companies clearing road space.

My dad is saving us money by falling the trees. Then he and DH will cut the large stuff into rounds that we'll be able to burn in our fireplace next winter. Big Grin

My dad insisted he'd do the whole thing - he has the equipment to do it. This would involve dad climbing the trees and cutting them down in pieces as they are too large and near houses/fences to cut down whole. But, he is much older now then the last time he climbed into a tree. Not worth it to me for him to take risks like that! I vetoed that plan.

DH and I hired a local tree company to limb and top the trees. Having the company only do part of the job cost much less than having them do the whole job.
A difference between $2600 (estimated by one company for the whole job) verses the $550 we paid!

This will make the part my dad does much easier for him and less stressful for me. We are still saving a huge amount by *only* paying $550 to remove two large trees. And we will have firewood for next winter that will help reduce winter heating costs. Maybe saving $200+ over the course of the winter?

Tuition Assistance for Preschool

March 28th, 2014 at 11:16 am

The wonderful preschool DS goes to has a scholarship program. I was a bit on the fence about applying.. Paperwork to fill out, tax returns to copy and a $27 application fee. I had pretty much decided not to apply.

I know it seems silly that here I am blogging on SA and I WASN'T going to apply. It seems silly to me now that I really think on it. The reason is that I don't look at our family as a family in *need* and I don't want to take from a family that truly has *need*.

(Have you ever found yourself stepping aside for others; assuming someone has a greater need than yourself?)

The front office lady, EL, swayed me to going for it when she told me these two things.
First, there is a pool of money and some years it doesn't all get used. (Um.. What?!)
Second, our part as parents is to apply; not decide if we qualify for anything or not. That is the job of the tuition company the application goes to.

When she put it in that perspective I thought "why not?" EL was very encouraging about applying. (I hope that hints at a favorable outcome!)

Last night I filled out the application. The most difficult questions was "How much can you pay toward tuition?". If I put too small of an amount am I trying to get more than I need? If I put too high, then am I shorting the possible assistance payment? I settled on $5k less than full tuition - that would be a huge savings.

This morning I made copies of the W2s and tax returns. I just put the packet in the outgoing mail here at work.

Any help would make a difference to the budget next year.

Yippee! DH's iPhone on Ting Now!

February 5th, 2014 at 04:49 pm

Last night I transferred DH's cell phone over to Ting. I am so excited about this mostly because of the big monthly savings. Secondly, because it's one less bill/company I have to deal with monthly.
I had offered many times to buy him a new phone just to get him to move to Ting, but he is very attached to his current phone.

Just a note: Ting is not fully supporting iPhones.. yet.. *Fingers crossed* for other Apple users. They are activating iPhone4 and 4s that are Sprint "branded" which basically narrows it to two phone models being eligible. This was where we got lucky because DH's phone is a 4 and he bought it through Sprint on Black Friday 2011.

I did have to maneuver a bit to make it happen.

First, I had to swap his Sprint service to an old cell phone so we didn't lose his current number. That meant digging around to pull out all our old phones. Then I was almost ready to give up because the first *four* I tried were not supported by the Sprint network anymore so they couldn't be activated. I almost didn't try the last one - glad I did 'cause the *fifth* old phone worked like a charm!
That made the iPhone inactive with Sprint (the phone must be inactive in order to re-activate with Ting).

Next, I logged into Ting a requested the number be "ported" and to activate the iPhone.

Two hours later I received the email that stated the number has been ported and to finish the activation steps.

My DH was happy because I told him he might be without his phone for 24 hours because I didn't know how long it would take to get his phone number switched.

I was/am so happy because the savings each month!!
Big Grin

**Previous monthly cell charges:

DH's Sprint = $86/mo (average)
Me & DD's Ting = $33/mo (average)

Total = $119/month

**New, anticipated, monthly charges:

Medium Minutes = $9
Large Texts = $8
Medium Data = $12
Device charge = $6 (x3)
Taxes = pocket change

Total = $49/month

$70/month SAVINGS!

**Happy Dancing**

Ting Lowers Rates! (Especially on Data)

February 3rd, 2014 at 07:50 pm

This is great news, especially for higher usage customers!

Even though I use as little data as possible by connecting to Wi-Fi most of the time, my DD typically bumps us to the next level of usage with her YouTube surfing and music listening while not on Wi-Fi. Not that it is a *big* deal - about $10 additional per month that she pays for.

Here is the email I received this morning:




Then this evening I was able to read the blog post and saw their new rate table.



**Remember my referral code is on my sidebar and it will save you $25 when you decide to switch. Smile