Happy New Year! May 2013 be a lucky one for all of us! 
I was reflecting on 2012's goals. Some our family did achieve. (Yay!) A bunch of things that we didn't. Some we got close on. A few never got a start.
Isn't interesting that most of us feel like January 1st is a fresh start to everything? In reality you could make a fresh start on any date. 
But, here we are in January with our fresh list of what *will be* accomplished this year. 
My goals for 2013 are much the same as my 2012 goals. Pay down debt, build savings, lose weight, get trust set up, home improvement items... See sidebar for the details.
Recapping some of the financial goals of 2012.
$7k EF?
Unfortunately, no. On 12/31/12 the EF balance was $4008. Started at $2624 on 1/1/12.
$2k car savings?
No. $275.
CC debt to $13k?
No. (I was feeling a bit bummed about this until I looked up last January's number for comparison.)
Decreased from $20,434 to $15,300.
Replaced roof?
Not yet....
Increased ROTH contribution?
Yes.
Trust? Life insurance?
No, and halfway done with application.
Happy New Year!
January 3rd, 2013 at 11:37 pm
January 4th, 2013 at 01:27 am 1357262859
January 4th, 2013 at 02:14 am 1357265682
January 6th, 2013 at 01:33 am 1357435980