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Wedding Spending. Shopping. Fair Spending.

August 7th, 2012 at 11:40 am

We went to wedding #2 this weekend. It was very nice and I'm glad it went smoothly. And I'm also glad it's over now. Smile DD looked lovely in her dress and really helped out by keeping the two young ring bearers in line. DH looked very sharp as the best man. I picked out the pink ties that he and the other groomsman wore.

Geez, I had no clue that ties were so expensive. I ended up picking the lesser priced ties and still they were $21 each. Pink looks nice on DH so hopefully he'll have an opportunity to wear the tie again.

We gave the couple a $25 Lowe's gift card and the least expensive cute card I could find. $27.xx total.

We stayed Friday night at a hotel and I drove home Saturday night. We didn't end up leaving until 9pm, but it was so good to be back home and sleep in our own bed. Also great not to spend $$ on a second night in the hotel!

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Sunday was a lazy day. I had a $10 off $30 coupon for Kohl's. I bought myself a pair of yoga pants (I was combing thru all the clearance racks for a shirt and couldn't find anything I liked. Grr!) and a replacement plate and bowl that had been broken from my set. That came to $30.62. After $10 off and an additional 10% off I paid $20.80. Smile

I also went to the grocery store and used another $10 off $50 coupon as well as a few other "Grand Opening" coupons from the booklet they mailed out. I am also finally signed up and using the Just4U online coupons.

Last week I saved $62. My total spent was $72 on a bunch of groceries.

This week I saved $45. My total spent was $66.

I have two more $10 off coupons to use in the next two weeks. Smile

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We are going to the county fair on Thursday. Our county has two fairs. This is the larger two week long fair with a huge flower show. I'll try to take pics to share.

DD wanted to see Miranda Cosgrove, the star of the TV show "iCarley". She is having a concert at the fair and the tickets were $20-$30! I told DD she would have to pay for the ticket herself. So, she saved her birthday money and a few weeks worth of allowance and she bought two tickets. She is taking a girlfriend with her. I also told her if she wanted to ride the rides she'd have to buy her own wristband too. I told her I'd drive them, pay for parking and pay for the admission, but that was all I was willing to spend.

I am very proud that DD didn't whine or complain about me not paying, she just figured out a way to make it work. Big Grin

June's Grocery Spending

July 1st, 2012 at 02:31 pm

Okay, June is over and the official grocery spending was.... *drumroll*

$598

This includes $156 spent on the weekly delivery of organic produce. I am going to reduce our frequency to twice monthly. First, to save money and second because we are getting some fresh food right from our backyard now.

I would have spent $93 less in June if I hadn't gone yesterday (last day of June) to get the $10 off coupon and the movie tickets reward.

Saturday Doings. Checking Acct Fees.

June 30th, 2012 at 01:17 pm

This morning I went to the grocery store. Safeway is running their spend $75 get $10 off coupon promo this weekend. I also needed to spend $9 on selected dairy items by the end of the month to earn two tickets to the new "Ice Age" movie.

I spent $93. Included in that was several boxes of cereal priced at $1.88/box and a few BOGO free items.

The snag came at checkout when the coupon printer didn't print my movie ticket vouchers or my $10 reward coupon. Had to go over to customer service and after a few minutes she got everything for me. Smile

Other Saturday stuff:

Bought new sneakers for myself and DH. $83 total.

Bought a new set of scrubs for work. $42.

Going to pickup DD from camp today. Yay! I've missed her and can't wait to hear how camp went. Big Grin

MIL is coming this evening to stay for two nights.
Two nights is just fine. Wink
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A $3 service fee was charged on our checking account this month. A checking account which is supposed to be free. Rolleyes

Do you remember when I posted about having to change my account a few months back (Oct. I think) and I thought it was so odd that it was called "College Checking" but it didn't matter what your age was or whether or not you were in college.

When I called today I was told that because our account is "College Checking" it's only free if you're under 24. Doesn't matter that I was told in the branch that your age didn't matter. *Really..Grr!*
And I guess it doesn't matter that it's been free for months and neither DH nor I have been 24? (I wonder if my birthday last month triggered this fee to start? Hmm.)

The CS rep for the bank asked if I'd like to change my account to a "Value Checking" package.

"You only need to keep a $1500 average daily balance for it to be free. Otherwise it's $9/mo."

Hu? Let me see... I can keep what I've got for $3/mo or switch and every few months (or maybe every month) I'd get charged $9 because the A.D.B would be too low. No thanks. I'll stick with this for now.

As I've said before I would consider a switch to our credit union. The advantage the bank has over the CU is: Convenience. Lots of branches/ATMs/easy online uses.

I do plan to stop at the branch where they told me age doesn't matter. And I'm a bit curious; sound like age discrimination?

Attempts to Maximize Rewards

June 2nd, 2012 at 04:18 pm

My $15 Starbucks gift card came in the mail today from BoA. It was a reward for using that cc to pay our cell phone bill. I hope I get more email offers like that ... SO easy to "earn" free treats! Smile

I treat myself once weekly or less. I have been taking advantage of special offers and Free drink coupons from a client at work the past few months. I've only spent $12.30 in the past three months. $10 of that was to buy a $15 giftcard using a grocery store promo. I used my empty Stbks ground coffee bag to get a free drip coffee while I shopped today.

Speaking of grocery store promos; Safeway is doing the spend $75 & get $10 promo this weekend. I went to the store this morning. I am thinking I will go again tomorrow and buy a gift card for groceries to earn another $10 reward. Provided I can do that.

At some point this month I will probably buy some gc for groceries just to 'max out' on my 5% back on grocery store spending. June is the last month. Until I started reading posts here I would never have thought to do that. Smile


Gearin' Up for Summer

May 26th, 2012 at 09:22 am

Happy Memorial Day weekend everyone! Big Grin

School is officially over. This past week we bought little "Thank You" goodies for DD's teacher, music teacher, office staff and her daycare. She had a class party on Friday and brought croissants. I wrote final payment checks to the lunch lady and daycare.

Now I am working on registrations for summertime camps for DD. The past several years she has gone to a weeklong horseback riding day camp. We work it out with one or two school friends to all go on the same week. That way we share the driving. This year I will drive the girls every morning. This is good for me because itís only a little out of the way on my way to DSís daycare and my work. Then the other mom will do all the afternoon pick-ups. Again, perfect for me because I don't get off work until after camp is over. It's really a problem for working families because most day camps don't last the whole work day. Some will offer "after hours" daycare for an extra charge, but sometimes that is only until 5pm.

Anyhow, going to register for a week of horse camp and a week of 4-H camp. 4-H camp is a sleep-away camp; a first for DD.

This weekend we need to shop for a new lawn mower. Our old mower was given to us about four years ago and now it's done for. Hopefully we'll be able to snag a MD Weekend sale.

Other than that we don't have any other plans to go anywhere.

Saturday Spending. EF Chip.

April 15th, 2012 at 10:41 am

*groan*
Yesterday's spending.

I knew there would be a bunch. Then to top it off DH wanted to have french bread with dinner. He is on a diet and he gets to splurge/cheat one day per week now. Anyhow, he headed off to the grocery store for french bread and he took both kids with him. When he came home he had spent $60 and had changed the dinner plan to homemade pizza. Rolleyes HeHe! He's as dangerous in the grocery store as I am!

Okay Honey, it's YOUR splurge day, but it would've been much cheaper to buy take'n bake pizza.

It wasn't just pizza making stuff. He also bought stuff to make sausage gravy and biscuits for breakfast this morning. And DD talked him into a box of cream puffs.

Trying to remind him that we'll be spending money in Hawaii in a few days...

Saturday, 4/14
$ 60 Safeway.
$150 Cell phone bill.
$196 PG and E. Gas and electric.
$325 CC payment.
$ 43 Garbage service. Auto-pay every 3 months.
$149 Comcast. Cable TV, Internet, Home phone.
Dinner: homemade pizza, frozen yogurt, cream puffs.


Friday, 4/13
$78 Safeway
Dinner: Loaded Baked Potatoes (baked potatos with bacon, sour cream, cheddar cheese, green onion), green beans, fruit, frozen yogurt.

Thursday, 4/12
$0
Dinner: green salad & homemade cheesy potato soup (frozen from a batch I made about 3 wks ago), fruit, chocolate/peanut butter ice cream.

Wednesday, 4/11
$11 Lunch & tip.
$74 Gas. Fill-up at $4.13/gal.
Dinner: pasta w/homemade tomato sauce, fruit from the new box.

Tuesday, 4/10
$0 Starbucks. Free drink coupon. Smile
$86 City water/sewer.
$92 Diapers.com.
Dinner: more Easter leftovers and pizza leftovers.

Monday, 4/9
$0
Dinner: Easter leftovers.

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Additions to the EF yesterday

+$ 6 Three SF Giant's Win 4/12, 4/13, 4/14
+$ 3.25 Coupon savings

New balance: $3036

Nice Easter Weekend. EF Additions.

April 10th, 2012 at 11:54 am

We had a very nice weekend staying home, dying eggs cleaning the house up and cooking. The weather was lovely. We had a relaxed visit with my mom and dad. Dinner was delicious.
I hope everyone had a nice weekend also. Smile

I almost had to go all around town to find egg dye. On Saturday I went to Safeway for groceries and planned on getting dye there, but they were all out. (I seem to remember that's what happened last year too?) Later in the day we ran over to CVS and they were out except for a few (like three!) "fancy" sets. I like the $3 sets with dye tablets, stickers and a few shrink wrap things. This set was $5 and had feathers and glitter. But it had the dye and that's what we really needed. I told DH that I need to remember to buy early next year because dying eggs is a big deal in our town!

I also cat sat this weekend and made $50. I am splitting this between EF and a CC payment.

We have a chunk (approx. $4k) in the EF set aside for the roof. To help me keep track I am just reporting "regular" EF additions and balances here.

$2975 prior balance
+ $25 Regular transfer
+ $ 2 Giants win 4/9
+ $25 Extra money
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$3027 Current balance

Daily Spending

April 5th, 2012 at 08:03 pm

Daily Expense Log

Sunday, 4/1:
$18 Whole Foods. Items for DH's diet.

Monday, 4/2:
$11 Lunch out for me.
Coconut curry chicken with veggies, rice, soup, eggroll and tea. Plus tax and tip.
$156 Betty's Organics month of service.

Tuesday, 4/3:
$35 DD's After-School Enrichment class (baking).
$45 Second class (pottery).
$ 4 Starbucks.

Wednesday, 4/4:
$ 8 My lunch. Salad and jalapeno poppers.
$13 Safeway. A few items needed for dinner.

Today - Thursday, 4/5:
$19 Sears. Vacuum bags.
$ 0 Victoria's Secret. Free panty. (I was there to return stuff)
$42 Local ham store for Easter ham.
$81 Costco gas. Fill-up. $4.15/gal.
$112 Costco. Food stuff, TP, DH's tobacco.
$1776 Mortgage.
$90 V. Secret Online. Dress and clearance top.

Thursdays are my errand day because I get off work early. Thursdays are usually a peak spending day.

Day Off.

March 27th, 2012 at 12:40 pm

Yeah, I have another Tuesday off. Just slow at work this afternoon. It's a good day to be home because it's raining out. I have several things I should be doing here at home, but I'll probably spend my time playing on the computer while DS takes his nap. Smile

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Last night DH called the fraud dept at the bank and everything is all straightened out. He was on the phone for maybe six minutes? The amount is credited back to our account as of this morning. Smile

I am going to wait a few days before I order diapers from Diapers. and I am going to use a cc from a different bank (the BoA maybe) so I don't create a problem. It probably doesn't matter, but just in case... I might even wait until I get the formal letter from the bank that everything is cleared up.

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I received all my stuff from Victoria's S. One of the swimsuits is really a good fit, so I think it's "the one". Two out of three dresses fit very nicely, but I must limit myself to just one. I also ordered a bra and a nightie that I will keep.

Here is the swimsuit:

(BTW, it doesn't look this good on me. Wink )

I will still keep looking until we go to Hawaii in case I find something I like better. If I do I will still be able to return this suit.

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I have a big soup cookbook. I have made several recipes from it. I think of Monkey Mama when I do because it's published by Taste of Home. This afternoon I am going to make a lentil, rice and veggie soup for dinner. It has things DH is allowed to eat on his "purification diet". As of this morning he has lost 8lbs. Smile

I will have to stop at the store for a few little items. It won't add up to much, but I shudder at the thought of adding to the food spending for this month.

I'm Not KEEPING Everything!

March 12th, 2012 at 04:09 pm

The trouble with clothes shopping online is that you can't feel it and you can't try it on. We all agree with that right?

Well I'm looking for a swimsuit for the Hawaii trip and I went to Macy's and tried like six suits on and didn't like any of them. Yesterday I was looking at Victoria's Secret. Naturally all the suits look good on the models, but how will they look on me?

Now, with VS you can't just run to the store to try anything on because the stores just carry the undergarment side of things.

They "forced" me to buy several suits in different sizes just so I can try them on at home and then send back what I don't want.

Yeah, that's what I did yesterday. And I ordered a few dresses to try on as well.

Like I said, I'm not KEEPING everything, so I really am not SPENDING what the total came to. Embarrassment