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Happy St. Patty's Day! More on Payroll.

March 17th, 2013 at 01:24 pm

It has been a wonderful weekend. The weather has been very nice and mild. We have been enjoying "hang out" time as a family both indoors and out. I have even had plenty of quiet time to read this weekend. Not much got done yesterday..*shrug*..who cares?!

Today it's laundry, dishes, general pick-up. DD and DH are getting the garage organized for a garage sale next weekend.

I'll be starting the corned beef soon. I'm going to make soda bread tonight because I have not had that in years. It is very easy to make - flour, buttermilk, baking soda and salt.

After dinner I am going to a girlfriend's for dessert and a chick-flick with her and another girlfriend. Very likely I'll go over in my PJ and be comfy. Smile

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My coworker got her check replaced in cash before anything effected her checking account (her account never went negative.)

I think that my check cleared because: (A) I put in the bank first or
(B) because he instructed his personal banker to pay my check before any other.

I asked the boss about doing direct deposit. He told me he pays the rent that way and if the account is empty the direct deposit is declined so that would not be a solution.

I know with certainty that our withholdings are okay. All our insurance and such is covered. He pays IRS like he should. Thankfully he does conduct his business legally. Unfortunately he sucks big time with money management, budgeting and so on.

When my coworker was talking to him about things she said he told her "the kids really *need* their cell phones nowadays" among other things.. Rolleyes

She told him she wasn't going to work this Saturday. She just didn't want to be there. A bit of payback, I think, because he had to have his family work with him.

I don't know if he really can't say "No" or he can't figure out what to do. It's frustrating!

Hey! It just occurred to me that I should duct tape him to a chair and have him watch a Suze marathon! Wink

Warm Days. Bounced Payroll Check.

March 13th, 2013 at 06:41 pm

It was 78F here today. Tomorrow is supposed to be 80F. Wow!

Both DH and I were off work early today. He has been busy, busy working outside. He is widening our driveway by about 18" using free cement he got from a job. He's been moving dirt and using it to fill dips and uneven spots in the lawn.

I think we might start our garden early this year. Maybe as soon as next weekend even.

We also are planning to pick out some baby chicks soon. New laying hens to "freshen" our flock. Smile

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Now the not so sunny part:

My co-worker's payroll check bounced. Our boss told her this morning that it had been returned. He told her he will pay all the fees associated of course, but the hassle? Blah! She was so upset. Frown

He can't give her the money until tomorrow...

Just to further prove our boss totally sucks with his money.

It would be different if they were scraping by at home. That isn't the case. There are cell phones, premium cable, gym memberships, ice skating lessons, ski weekends and on and on...
The business gets treated like an ATM.

I have had many conversations with him saying how when times get tight you have to cut out the non-essentials.

Why would that be so hard?

A big reason (or maybe the whole reason) is both he and his DW don't want to "deprive" their children of anything (the "kids" are 24, 22, 20 now). Add to that a healthy dose of "we-make-plenty-of-money" keeping up with the Joneses mindset.

Very frustrating.
Plus worrisome when it gets so bad it affects payroll.

Starting March

March 1st, 2013 at 09:09 pm

I am glad it's March, but *wow* I had a rough day to start the month.

This morning on my drive to work I nearly ended up in a four vehicle accident on the highway. It was scary. Somehow I managed to steer to the left toward the median to avoid the accident. Then steer to the right to avoid the cement divider. There was a CHP officer behind me and he told me I did a great job of driving. He could've ended up in the crash too if I hadn't maneuvered out of it. I am so very thankful and relieved nothing happened to me and DS. (The other drivers didn't seem hurt, just smashed up cars, but it would have been worse had I plowed into them.)

At work it was very busy - pretty much non-stop all day. I know my nerves were frayed from the morning and that just wore me down. I was so glad to end the day and look forward to the weekend.

I was thinking all day about maybe changing my work schedule to four days. That way I would save myself a day of commuting. Right now I work two half days. Tuesday I could work all day and then drop Thursday. Although, I don't know who will work Thursday morning. I could give my boss a two month notice on not working Thursday and for the next few months I would be making that extra money from the extra hours - and that wouldn't be so bad...

Odds and Ends on a Quiet Afternoon

February 13th, 2013 at 02:59 pm

It's a quiet afternoon here at the office. My coworker has left for the afternoon because it is so slow. My boss is out to lunch now.

The weather is beautiful and I would have been the one to leave early, but I need to take care of my cat sitting cats tonight. They live very close to my work and I live in a different town about 20 minutes away. Plus, as much as I'd rather be at home on the internet I might as well be here at work on the computer and getting paid for what I'd be doing at home anyway. Smile

Using some of the down time to check some little To Do's off.

The first was to log in and renew the library books my children have. In addition I paid the overdue fines that we seem to get just about every time we check something out. It is never a lot at one time, but $0.10 here $0.50 there and it accumulates. We (I) must get better about remembering the due dates.

Maybe writing them up on the white board we keep in the kitchen?
I literally had never thought of that until just now. Doh!

The fines were $10. I am happy I can pay it online with a cc and it takes about 60 seconds. Now it's done.


The second thing is tracking down the insurance payment for my root canal in December. If you read my post back then I was figuring I'd be due to get a $500 refund. Well I've been waiting for my claim's statement to show up in the mail. And waiting. And waiting. Today I created online access for my dental insurance company and searched my recent claims.

The only claim that showed for the last 90 days was my crown and that has been submitted and paid already. No pending or paid claim for my root canal.

Called the endodontists office and she was surprised that they hadn't been paid. According to her the claim had been submitted on the same day as treatment

She called the insurance company and resubmitted the claim.

And, yes I will be getting a check from the dentist for $502 once they receive the payment from insurance. Yay!


The third was transferring a $1 balance on a Starbucks gift card to the gift card I have registered. That was easy to do online.


DH and I opted to pass on DD's big school fundraising dinner this year. It would have been $70 for dinner and we would end up spending more if we wanted to bid on any auction items or buy raffle tickets. Just better to forgo completely. I did donate $25. I just put the check in the collection envelope the PTA sent home for the dinner ticket purchase. I felt very good about doing that. We saved and the school didn't lose out (much).

Saving & Making Extra Cash

January 29th, 2013 at 09:36 pm

Last night I met my DH at the shoe store and he picked out two pairs of shoes (work and gym) and the total came to $71. I had a $10 coupon from taking a survey on a previous visit and if I want I can earn another $10 coupon by taking the survey for last night's visit.

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Tomorrow I start taking care of two elderly kitties for two weeks. I will make just over $500. This will all go to a cc payment. I wish I could make this much extra money more often. I have thought of making up a flier or business cards for pet sitting, but I don't know how much I can realistically take on with family and work responsibilities. However, making a chunk of cash like this makes me think...

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I signed myself up with a data collection company who wants information about the flea and heartworm preventative products we use at work. (How many units we have in stock, order and sell each month.)
I will get a check for $20 each month I provide the data sheets. It should only take me about 15 minutes to put the info together each month. Big Grin

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Can't believe it is almost February! Wow, where did January go??


Busy Tuesday

November 6th, 2012 at 09:54 pm

I started my day at 7:30 with a parent/teacher conference at DD's school. She had a perfect report card and very kind remarks from her teacher. We are so lucky that every year it has been the same - great, great, great. Big Grin

I really give a lot of credit to the wonderful preschool she attended. This is the same preschool that we have DS enrolled in for Fall 2013.

Mid morning I had a dentist appointment. Just a routine cleaning. It won't be covered by my insurance and will cost about $80. I also scheduled my crown for the first week in January. My root canal is scheduled with the endodontist at the end of December. This way I can maximize my dental benefits and pay the least out-of-pocket I have to.

After my appointment I dropped my ballot off. (I filled it out at home, but didn't want to risk mailing it.) It is always neat to see all the different types of voters out and about. Smile

Then I had to stop at MIL's bank. She asked for a $600 loan. This is the second time this year. She always pays it back promptly, so for that I am comfortable. What really alarms me is that they don't have any savings to tap? I'm not saying we are 'The Expert Savers', but we are working on it! (I really understand DH's lack of money management skills when I see things his parents do.)

I bought a banana milkshake from a burger stand next to the bank. It was a serious *want* and it was so gooood! Big Grin Plus, my throat has been sore all day and that shake felt good - wish I had another one right now.

Lastly, I went to work for the afternoon.
It was pretty quiet, so work was the easiest part of the whole day. Wink

Rain. Paying the Cell Bills. World Series.

October 23rd, 2012 at 03:39 pm

We did get a pretty steady rain that started Sunday night. It rained sporadically through Monday and was windy too.

We lost power at work for over an hour when someone had a car accident and hit a pole. We lost power right when I was going to have lunch. That meant I couldn't heat my food up in the microwave and it wasn't something you would eat cold..Blah. So, I went out for lunch yesterday. I picked up soup and a cannoli from a local grocery store near my office. $6. They have the best cannolis and I really got lucky yesterday because the pastry counter man gave me a $1 off. Smile

Last night it rained too. Not as hard as Sunday night, but still a second night of rain.
I think fall has finally arrived.

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I paid DH's cell bill today. $61. There was a credit from my phone line being cancelled and downgrading his plan. Too bad I can't expect a $61/mo bill for his phone. It will be more like $84/mo.

Thanks to FrugalTexan I don't have to pay my cell bill this month. She used my referral code and I have a credit on my account. Whoopee! Big Grin

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Last night was so cozy inside our house while it was raining. We ate a tasty dinner while we watched the SF Giants win the final championship game and move on to the World Series! WooHoo!

Sunny Saturday. Budget Juggle.

September 15th, 2012 at 05:37 pm

Right now I am sitting in the backyard. It has been a beautiful day today. Really, the whole week has been wonderful, mild weather. Still not having to use the AC or heat. Smile

I worked this morning for my co-worker who is sick. I don't mind working Saturdays occasionally because I get a few more hours on the paycheck, don't have to pay for childcare and don't have weekday traffic to deal with.

I decided to treat myself to Starbucks this morning and used the drive-thru. When it was my turn at the window they told me their system was down so they couldn't take my money, so my coffee was free! Smile

Free coffee was a very nice way to start my day.

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Trying to juggle the budget because of the lower income due to DH being gone. He did get some of his time off as paid vacation. Even so, we are about a third short of what he would have made had he been home. In addition to lesser income he spent money while he was gone. A double whammy.

He has $800 coming to him from his side work with the fire department at the raceway, so that *will* help *when* it shows up. Until then I am dipping into the EF to cover the shortfall. Phooey!

Cutting back on the grocery spending is going to be essential now. There also won't be much progress on the CC repayment this month. Frown

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DD had her first 4H meeting on Thursday. It was $33 for the yearly enrollment and another $32 to buy presale tickets for the fundraising BBQ. She has signed up for four projects. Her first project meeting is 'Canning & Preserves' and it meets tomorrow afternoon.

Great SA Meet Up and a Crazy Day

July 14th, 2012 at 07:03 am

Must make a quick post. We have to leave for a wedding soon or else we'll be late.

Yesterday's SA meet-up was WONDERFUL! Big Grin
I had the chance to meet Frugal Texan, Swimgirl, Monkey Mama & Big Monkey and Ray & her DD. I ended up getting to the bakery 45 minutes late due to driving my kids all around the county to drop them off and then getting stuck driving behind an impossibly slow truck for most of the way.

Important lesson: If you're going to meet up be sure someone has your phone number and you have theirs! Wink (I didn't have anyone's number so I couldn't call and tell them I wasn't trying to be a total flake.)

Anyway, I finally made it and just as Swimgirl describes it was like a blind date. The bakery was full of people and I didn't know what any of my SA friends looked like. Of course I was thinking because I was so late they all could have already left. Frown

Thankfully they hadn't. The two women in line in front of me turned out to be FT and MM!! Big Grin Big Grin

I didn't go with the rest of the group to SanFran, I had a crazy busy day ahead of me.

After the meet up I had to rush to work. My boss was waiting for me with a dog to take radiographs on as soon as I walked thru the door. And we just kept hustling all afternoon. My boss never got any lunch because we were slammed. I didn't leave until 6:20pm. I'm not complaining. I love my job and it's great when it's busy.

I met up with DH and DH's friend to shop for the wedding clothes for wedding #2. The wedding where DD and DH are going to be in the wedding party.

We all didn't get home until 8pm. We ordered pizza on the drive home because we had no time/energy to cook. DH's buddy and soon-to-be wife had dinner with us.

After dinner I put together the spinach dip for the wedding we are headed to now and packed for me and DS for the overnight stay at MIL/FIL's house.

*Phew*
I can't wait for Sunday when I can sit and take a breather!

A Week's Worth of Updates

May 12th, 2012 at 10:50 am

The past ten days have been busy 'round here.

DD had a school band concert last Thursday. They sounded really good all together. Can't believe school ends this month!

Last weekend was DS's second birthday.
Wow! He is getting to be such a big boy. Smile
This was the most frugal (cheap) birthday celebration to date at our house. We didn't have a party or invite anyone over to the house. DD baked and decorated cupcakes, we went to the park and DH made BBQ kabobs for dinner. As for gifts we didn't buy him anything. He did get gifts to unwrap from my mom & dad, my co-worker and my boss. My MIL & FIL sent a very cute card with $40. Next year I know we'll do something bigger - a party with family and friends.

Monday, Tuesday and Wednesday were very busy at work. Our receptionist was out on vacation, so that added some extra work. I like it that way, lots to do and making money.

Thursday I took DD to her first 4H meeting. We're going to check out a few clubs in our town and figure out which clubs offer what and how organized they are and such. DD is interested in going to 4H camp this summer. She is also interested in several projects, including puppy raising for Guide Dogs.

Nothing much of note financially speaking. I did make $60 this week by watching a friend's dog. I am keeping $20 to put in my wallet and sending the $40 to CC payment.

Need to go grocery shopping this weekend. I was going to get in done this morning first thing, but was totally unmotivated. I will go later today because I don't want to do it tomorrow (Mother's Day) and I MUST use the $10 off coupon by this weekend. I also have a reward coupon to redeem for a $5 Starbucks gift card. Smile

Added $25 to the EF by auto transfer. Unfortunately, the Giants have not won many games lately so not much to add there.